Social Security Checks in the First Week of 2025: Payment Dates and Amount!

Social Security Checks in the First Week of 2025: Some important changes are going to happen for Social Security recipients in January 2025. This time the Social Security check has increased by 2.5% COLA (Cost of Living Adjustment), due to which beneficiaries will get more payment than before. This increase has been done keeping in mind inflation and cost of living. Let us know what is the schedule of Social Security check for January 2025, how it works and what to do if the check is delayed.

Distribution of Social Security Check:

Social Security checks will be distributed on the basis of category and date of birth of beneficiaries. Know the schedule here:

January 3, 2025:

Beneficiaries who started taking Social Security before May 1997, or who receive both Social Security and SSI (Supplemental Security Income), their checks will be sent on January 3, 2025.

December 31, 2024:

SSI beneficiaries will receive their check on December 31, 2024, because January 1, 2025 is a national holiday.

Other beneficiaries:

People whose birth dates are between the 1st and the 31st will receive their checks on the second, third, and fourth Wednesdays:

Births between the 1st and the 10th: January 8, 2025
Births between the 11th and the 20th: January 15, 2025
Births between the 21st and the 31st: January 22, 2025

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COLA increase and increased payments:

COLA is increased by 2.5% in 2025, so beneficiaries will receive a higher payment than in 2024. For example:

If a retirement check was $5,108 in 2024, it could reach $5,235 in 2025.
Although this increase is slightly less than last year, it is still a vital source of financial support for millions of Americans.

What to do if the check is late?

If your Social Security check does not arrive on time, the possible reasons could be:

Postal Service delays.
Administrative errors.
Incorrect banking information (for direct deposit).

What should you do?

Wait 3 days: If the check does not arrive on time, wait 3 more days.
Contact the SSA Helpline:
- Toll-free number: 1-800-772-1213
- TTY number: 1-800-325-0778
Report a lost check: If the check is lost, notify the SSA. They will issue a replacement for you after investigating.

January 2025 Social Security check schedule:

Payment Category	Date
SSI Payment	December 31, 2024
Recipients Before May 1997	January 3, 2025
Birthdays Between 1st and 10th	January 8, 2025
Birthdays Between 11th and 20th	January 15, 2025
Birthdays Between 21st and 31st	January 22, 2025

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Conclusion:

The schedule for Social Security checks in January 2025 and the increase in COLA are a means of financial relief for millions of beneficiaries. It is important to know when your check will arrive and what steps to take if there is a delay.